Privacy Impact Assessment (PIA) Summary
System Name: Enterprise Loan Management System (ELMS)
Managing Office: EE/PO/FS
Date PIA Completed: March 12, 2012
OVERVIEW
ELMS is a proprietary system developed and owned by Midland Loan Services, a division of PNC Bank, National Association (Midland) for the management of commercial loan portfolios on a third party basis. ELMS is an integrated system that combines loan accounting, servicing, asset management, borrower information, and activity reporting for the life of a loan. As the book of record for USAID’s entire loan portfolio, ELMS contains historical data and current activity data as well as loan activity comments and integrated document imaging to provide electronic availability of all correspondence related to every loan. ELMS system has no interdependencies with other systems, however data and reports from ELMS are delivered to USAID as inputs to various USAID hosted applications.